Logo MokMoK Mobile Money

MoK™ Merchant

Collect all your customers' payments: Mobile Money, card or bank transfer in one place, fully secure.

With MoK™, enjoy a local and intuitive approach: collect payments, track your sales and integrate payments without complexity or hidden costs. MoK™ is designed for entrepreneurs, merchants and professionals looking for a smooth, transparent solution.

Who is it for?

Transform the way you collect payments. An all-in-one, simple and secure solution to smooth your transactions and improve your cash flow.

Individual Merchants

Individual Merchants

Shops · Restaurants · Services · Pharmacies

Businesses

Businesses

Invoicing · B2B collection · Cash management

Developer

Developer

E-commerce platforms · Fintechs · Digital services

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Mobile Collection

  • QR Payment

    Accept payments via static or dynamic QR Code · No terminal required

  • Payment link

    Share a payment link via SMS, WhatsApp or email · Customer pays in seconds

  • Push notification

    Receive an instant notification for each payment received

  • 0% refund fees

    0% fees on refunds · Transfer your funds to Mobile Money or Bank fee-free

  • Instant payment

    Instant, secure and traceable payment · Bill and service payments included

Wallet

Sales & Payments Tracking

  • Merchant Portal

    Merchant Portal to view all your transactions in real time

  • Detailed reports

    Detailed reports: sales volume, frequency, customer profiles

  • Competitive fees

    Competitive and transparent fees on refunds — see Pricing

  • Mass payment

    Mass payment: send funds to hundreds of recipients in one click

  • Supplier payment

    Supplier payment · Manage your B2B obligations from the dashboard

  • Accounting export

    Exportable history for accounting: Excel and PDF export

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Integration & APIs

  • Cash-In APIs

    Multi-country collection APIs (Cash-In) · Coverage: Cameroon, DRC, and partner countries

  • Cash-Out APIs

    Cash-Out distribution APIs · Transfer to Mobile Money or bank account

  • Status tracking

    Real-time transaction status tracking · Webhooks for automatic notifications

  • Sandbox

    Sandbox (test): test your integration without real money · Free and immediate access

  • Documentation

    Clear and simple documentation with dedicated technical support · Code examples available

Wallet

E-commerce compatibility & plugins

Save time with our e-commerce plugins already available:

WooCommerce

WooCommerce

WordPress e-commerce plugin to collect payments directly from your store.

See more
Shopify

Shopify

Connect your e-commerce store and accept payments instantly.

See more
PrestaShop

PrestaShop

Module for widely used local e-commerce platforms.

See more
Moodle

Moodle

Solution suited for education and online training.

See more
WHMCS

WHMCS

Automated billing for hosting and subscription services.

See more

MoK™ Agent

Instant deposit & withdrawal

Deposit and withdraw money easily at our MoK™ agents, regardless of your banking or mobile money operator

Our partners

FAQs

Go to the Business / Merchants section of our website and click "Create an account" or "Become a Merchant".

MoK accepts the main Mobile Money operators in the region (MTN, Orange, and other partner operators depending on the country).

Fees vary depending on your profile (Merchant, Business, Aggregator) — see our Pricing page for full details.

MoK Merchant targets individuals and small shops; MoK Business adds B2B invoicing, mass payment and API access for companies and aggregators.

From your dashboard, import your list of recipients and send the corresponding funds in a single click.

Yes, official plugins are available for WooCommerce, Shopify, PrestaShop, Moodle and WHMCS.

Reports and Excel/PDF exports are available directly from your Merchant Portal.

A MoK™ agent is a collection point for deposits and withdrawals. Find the agent network in the MoK Agent section.

Funds are typically transferred instantly to your Mobile Money or bank account.

MoK is currently available in Cameroon and DR Congo, with expansion planned to other partner countries.

Watch the demo

Save time with our e-commerce plugins already available:

Coming soon